‘Your Money or Your Life’?

‘Your Money or Your Life’?

Are you pleased with the role of money in your life? Do you wish you could be financially independent? First published in 1992, “Your Money or Your Life: Transforming Your Relationship with Money and Achieving Financial Independence” by Vicky Robin and Joe...
Don’t use credit cards as safety net

Don’t use credit cards as safety net

By Alan Prahl Do you have credit card debt? Credit cards have become the primary source of loans for millions of Americans. While some people take on debt because they are optimistic about their future, credit cards are also used as a safety net to pay for necessities...
Playful piggybanks make great gifts

Playful piggybanks make great gifts

By Alan Prahl Do you want your children or grandchildren to develop a habit of saving money? What better way to get them started saving than to give them a piggybank for Christmas? Today’s piggybanks can be playful and fun. You can buy banks that look like a favorite...
Eating well for less

Eating well for less

By Alan Prahl Whether you eat at home or eat out, food is probably a big part of your budget. Many families and millennials are spending nearly half of their food budget eating out. It’s all too easy to fill up on drive-through meal combos costing more than $7....
To save more money, put yourself first

To save more money, put yourself first

By Alan Prahl Many people want to save money but try to save out of their financial leftovers after they have paid everyone else. After paying the mortgage or rent, utilities, food, cellphone, car payment, student loans and eating out a few times, often there’s not...