Helping people improve the quality of their lives

Find a way out of financial debt

Credit card, debt and bankruptcy counseling

Housing Counseling

FISC Consumer Credit Counseling Service (CCCS) of Northeastern Wisconsin is a HUD-approved housing counseling agency through the National Foundation for Credit Counseling. We offer a variety of housing counseling options.

 

Foreclosure prevention and delinquent mortgage counseling

 

If you are going to fall behind on your mortgage payments, contact us as soon as possible to get back on track. If you are behind or in foreclosure proceedings, our housing counselor will work with you to get all of the required documentation sent in to your lender. We can advise you on the process and what to expect. If you need to talk with someone before moving ahead, call us at 800-366-8161 and ask to talk with our Counselor on Call.

 

Option 1: Begin online, the quickest and easiest way to get started with your Free Consultation

 

Click here to begin the process online

 

We will ask you to give us some basic information about your current financial situation on our secure website. The information you provide will be kept confidential, and will be helpful for our certified counselor to know so they can guide you through the available options. Once you have submitted your information online, we will contact you within one business day to arrange a time for you to talk with a certified financial counselor (typically by phone.)

 

Option 2: Call to schedule a Free Consultation

 

Call 800-366-8161 during normal business hours, Monday – Thursday, 8 AM to 5 PM and Friday 8 AM to 3 PM to schedule your free consultation with a certified financial counselor. We will arrange a time for you to consult with a certified counselor (typically by phone) and send you a form to provide us with some basic information about your current financial situation. We ask that you return the information as quickly as possible. The information you provide will be helpful for our certified counselor to know so they can guide you through available options.

 

Pre-purchase counseling

 

We can help you understand the mortgage lending process and what is involved in being a homeowner. For example, it’s important to know how much home you can afford, and still have enough money to do other things. You can also learn more about buying a home through our First Time Homebuyer Education Workshops.

 

Other Housing Services

 

If you want to improve your situation so you can maintain housing or want to develop a plan to take care of homeownership expenses, like property taxes, homeowner’s insurance, and maintenance,  follow Option 1 or 2 above and tell us about your situation.

 

Delinquent Mortgage or Foreclosure Counseling

 

To get an information starter pack, including forms specific for mortgage and foreclosure counseling, click here. Please bring these documents to your appointment or have them available for telephone counseling. No fees apply.

 
Bankruptcy, debt and credit card counseling
Budget planning and credit counseling

United Way Fox CitiesNational Foundation for Credit CounselingCouncil on Accreditation

Goodwill NCW