Helping people improve the quality of their lives

Find a way out of financial debt

Credit card, debt and bankruptcy counseling

Get Started Now

When money concerns seem overwhelming, talk with a certified financial counselor who can help you gain control over your money and remove tension and stress. There are two easy options to get started.

 

Option 1 - Go online, the quickest and easiest way to get started with your Free Consultation

  

Click here to begin the process online.

 

We will ask you to give us some basic information about your current financial situation on our secure Web site. The information you provide to us will be kept confidential, and will be helpful for our certified counselor to know so they can guide you through available options. Once you have submitted your information online, we will contact you within 1 business day to arrange a time for you to talk with a certified financial counselor (typically by phone). 

 

Option 2 - Call to schedule a Free Consultation

 

Call 800-366-8161 during normal business hours, Monday - Thursday, 8 a.m. to 5 p.m.. and Friday 8 a.m. to 3 p.m. to schedule your FREE consultation with a certified financial counselor. We will arrange a time for you to consult with a certified counselor (typically by phone), and send you a form to provide us with some basic information about your current financial situation. We ask you to return the information as quickly as possible. The information you provide will be helpful for our certified counselor to know so they can guide you through available options.

 

Option 3 - Printable Forms 

Don't want to enter your information online? Click here for our printable forms. 

 

More About the Free Consultation


The consultation is usually conducted by phone for your convenience. The brief initial consultation enables you to talk with a financial counselor about your financial situation, and discuss available options, including making an appointment for financial counseling. If after your consultation, you would like to schedule a financial counseling appointment or if you schedule a financial counseling appointment without consulting with the financial counselor beforehand, a $25 counseling fee will be collected at your first counseling appointment. This fee includes a Debt Management Plan (DMP) set-up fee, if applicable. If you believe you are unable to pay the $25 counseling fee, a counselor will determine if the fee can be waived. 

 

Click here to learn more about financial workshops.

 
Bankruptcy, debt and credit card counseling
Budget planning and credit counseling

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