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your financial concerns and
goals, your household expenses, needs and wants, and your spending history.
Filling out the forms as completely and accurately as possible will help us
to help you.
CONFIDENTIAL QUESTIONNAIRE:
Don’t be bashful. Your honesty is essential if your present concerns are to
be met. Your FISC counselor is a professional that deals with these issues
on a daily basis.
Financial strengths and weaknesses need to be honestly communicated so we
may meet your financial concerns, identify spending patterns, and assist
you in developing plans to meet your financial goals.
Be certain to list your financial goals. Where do you want to go from here?
What do you want to change in your financial life? Are there issues to
resolve, better spending and savings habits to learn, future challenges to
meet, and goals to reach? Write them down so you may discuss them with your
counselor.
MONTHLY
EXPENSE WORKSHEET:
Round all figures to the nearest dollar as you enter them on the
worksheets.
All entries should be in monthly amounts. Example: If groceries cost $50
each week (50 x 4 wk.) enter $200 as monthly amount. If gasoline fluctuates
between $20 to $24 per week ($24 x 4wk.) enter $96
per month. If you spend $300 each December for Christmas ($300 divided by
12 months) enter $25 per month. If car repairs and maintenance the past
year totaled $186 (divide by 12 months) enter $16 per month to plan for
this year.
This worksheet will show the monthly cost of keeping your household afloat,
and should also reflect costs of upcoming expenses. (List everything.
Unplanned expenses easily become future debts!)
All money normally spent by your household should be reflected on either
the Monthly Expense Worksheet or the Debt Sheet.
DEBT LIST:
The only debts NOT listed are the Mortgage and Vehicle Loan. Both should
already be listed on the Monthly Expense Worksheet. Don’t list them twice!
Gather all current statements (bills) to provide the information you will
need.
List these same debts on your Debt List, with the required monthly payment.
Print or make extra copies of Debt List, if needed.
After completing the info-packet and worksheets, be certain to enclose:
Paycheck stubs or income statement, current statements, (bills), along with
your last year’s tax forms, and payment for assessment fee. Mail or drop
off all paper work to FISC. Your counselor will review it to prepare for
your appointment and financial assessment. Phone us to schedule your
appointment.
We look forward to working with you!
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